Saturday, September 29, 2012

A few kind words ... about NVR

No, really. I realize that many folks have had terrible experiences with NVR. So much so that I've been hesitant to say too much about our positive experience. Also, I was afraid to jinx myself. But now that we are a full 2 weeks past closing and the deed showed up in the mail this week, I feel pretty safe.

We may be the exception, but things did clock along without incident. During the whole process, the loan officers (there were two) were helpful and responsive. They responded within 24 hours and sometimes much less to questions and requests, even working up multiple good faith estimates while we were debating about some upgrade options.

Our loan officer reached out in early July (more than two months before closing) to start the ball rolling on re-approval with a thorough list of documentation needed. We got a few requests out of underwriting for additional documents, but nothing crazy. Mostly some bank statements and a copy of a check that was a monetary gift from a family member.

Closing was a dream. No surprises. Lots of signatures. (And trying not to puke over the amount of our taxes - yikes!)

Are we special? Nope, not at all. We came to the table with a good credit score and a great debt ratio. But really, I think we just got lucky. Our loan officers were proactive and made this process as smooth as possible.

So, why this post? With so many legitimately negative stories out there, I wanted to share that sometimes NVR does work as it should. Much like the rest of this build process, it does seem to be largely dependent on the people you are working with. We'll be letting NVR know how great our folks were and I hope that they work to get more employees like that.


Sunday, September 23, 2012

What a week!

So, we've been here over a week. And what a week+ it's been! On the short list of accomplishments:
  • All furniture/boxes delivered from storage
  • Moved out of rental
  • Got the rest of the stored items from my mother's place
  • Sealed all that tile and grout
  • Blinds bought and installed for bedrooms (Levalor Custom Now from Lowe's -- super impressed). Handy husband rocks!
  • Additional appliances delivered from Sears (fridge, washer/dryer, deep freeze, microwave)
  • The husband and my dad installed the microwave and 
  • Installed our garage door opener. Husband bought a fancy Whisper Drive one from Chamberlain. Have to say it's the quietest garage door I've ever heard.
  • Husband added additional seed and turf starter to the yard (and mowed!).
  • Bought a million things at Home Depot and Lowes during our near daily trips
  • Bought many more fun things at HomeGoods and Target. (Because a new house requires new tupperware for me and some new melamine dishes for the kiddos)
  • Installed rope lights in the master bedroom
Oh, and somewhere in there we got about 80 percent unpacked. At least the main living areas are set up  and I managed to figure out the puzzle that is the kitchen. The kitchen is huge! But since it's so open there are not a ton of upper cabinets. And some of those are very skinny. But I think we've got it to a good working place. 

A few pics:


We were thrilled to see that our dining room table fits fully extended -- in case 10 people randomly drop by for dinner. Seriously, though, will come in handy when we host Thanksgiving. 
Absolutely loving our fridge! They had to take the handles off to get it in the front door, but it fits in the space perfectly. 

The slimline ice maker really makes a huge difference. 

Newly installed microwave!

My kids think that this should be called the "evening room" not the "morning room" since they eat breakfast at the kitchen island and we eat dinner here. The husband's old Crate and Barrel table works great here with the extension in.



The white stools have to go, but this old Pottery Barn cabinet has found a lovely new home. 

This is my favorite piece from the old house and unexpectedly the background perfectly pulls the colors from the stone on one of my favorite parts of the new house. And a little backstory: When we were dating long distance, the husband would often take photos of flowers and send them to me (in addition to lots of real flower deliveries). He took this photo of flowers he bought for me shortly after moving in with us (and my favorite kind, no less). It's a beautiful photo, but it also carries much meaning and love. =)

Probably the funniest surprise of the house -- turns out my office furniture is the same exact color as our walls! Guess just what room moved up to priority 1 in decorating and painting?

Anyone come up with a good solution to shower product storage? This is what we've come up with so far. Not crazy about having anything on the glass but am otherwise stumped about where to put my shampoo (other than clutter up the bench). Also pictured my first decor purchase. Loved this basket from HomeGoods! 

Came home from a hair appointment the other night to this lovely bedroom surprise. Loving the rope lights.
All-in-all, we're happy as pigs in shit. We love this house!

Friday, September 14, 2012

We're in!

During my brief break from grout sealing (dear RH: this is a service I would have paid extra for), wanted to put out a quick "We own this Waverly" post.

Absolutely no problems at closing. 40 minutes, lots of signing and out. Sears came with the rest of our appliances and the movers showed with the stuff from storage, all within an hour or so of close.

So far we are on trip 3 to Home Depot or Lowes. :)

Could not be happier! Pics soon!

Wednesday, September 12, 2012

Finish line ahead

Final walkthrough went swimmingly this morning! All that blue tape in the photos I posted yesterday -- gone. (And those issues actually fixed.) We were there about 3 hours, got a full review of all the RH warranties, maintenance instructions and even some demonstrations (like how to work the fireplace).

We've been so involved through this whole process that there really could not be surprises or new issues. We left our PM with only a short list -- a small amount of paint and drywall touchups (mostly things he noticed and taped, a few things we pointed out), one faucet that seems to hum when the hot water was on, and a dented dishwasher. The dishwasher thing was funny -- I would not have even noticed. But the PM told us first thing that it's dented and that he had already ordered the replacement front.

We are insanely happy with the house, with our PMs and with RH. Sometime later I will wax poetic about what a good experience this has been. Right now, there's packing and list making to do. Closing is 36 hours away!

Tuesday, September 11, 2012

The night before

... the final walkthrough!

Can't believe we're here. Final walkthrough at 9 a.m. tomorrow. Closing at 9 a.m. Friday. Moving Friday-Monday. SOOOOOOOOOOOO EXCITED!!!!!!!!!!!!!!!

The husband did his own pre-walkthrough on Sunday, and also enlisted the help of my dad. There's a decent size list of things to talk to our PM about, but mostly minor. Will report back on how it went. But in the meantime, here are an obscene (really, really Prince Harry in Vegas obscene) amount of photos (many with lots of blue tape). (Pics by the fabulous husband) 


THE OUTSIDE;

This is from a few days ago. They've since added grass.

172

Landscaping in!




Backyard!



THE INSIDE:




Kitchen

Morning room

Living room

Dining room

Entry/office

Family room

Kitchen

And more kitchen, with a view of the hallway

Stone fireplace. They fixed the plug. We'll swap out the white outlet for something that blends better.

Back stairs

Bonus room

Bonus room bath

Master bedroom

Master bedroom and sitting room beyond. Door on the left is my closet, double doors go to the hall.

Master bath

Shower and tub

My closet.

Husband's closet.

Upstairs hallway

Kids' bathroom.

8 year old's room

5 year old's room

Entry

Friday, September 7, 2012

Wednesday, September 5, 2012

Crossing the t's

Carpet went in today! And so did the sidewalks! Only large thing left is lawn/landscaping. Other than that it's all details (dotting the i's, crossing the t's).

Also today I've got most of our utilities set up and we got our HUD-1. Closing specialist both called and emailed me to explain the procedure for bringing the cashier's check. We were lucky enough to have some equity from the last house to put toward this house. So the check is a decent amount. Enough to make me nervous as hell to carry it around. I might show up at closing with it stuffed in my bra (kidding ... kinda).

With that visual, I'll spare you more words:

Sort of forgot until tonight that the front door still needs painted. Red! (Also does that little porch scream for some potted plants or what?)

They switched out our locks from the construction ones to the real ones! 

A very dirty backdoor (chuckle). This will lead to the hubby's workshop. 

Picture didn't turn out that great but the door from the mudroom to the garage has brushed nickel on the inside and oil-rubbed bronze on the outside.

Carpet! And carpet maggots. I foresee lots and lots of vacuuming and lots of those tape rolly things for our clothes. 

Bathroom tile has been grouted! One bonus to picking the white tile -- that huge access panel blends right in.  

Insert bubbles and my toes here.

Still need the shower surround. 

Smurfs have arrived and left little bits of blue tape on our walls.

Carpet photo.

And there she is with sidewalks! (opposite angle from my usually POV shot)