Saturday, September 29, 2012

A few kind words ... about NVR

No, really. I realize that many folks have had terrible experiences with NVR. So much so that I've been hesitant to say too much about our positive experience. Also, I was afraid to jinx myself. But now that we are a full 2 weeks past closing and the deed showed up in the mail this week, I feel pretty safe.

We may be the exception, but things did clock along without incident. During the whole process, the loan officers (there were two) were helpful and responsive. They responded within 24 hours and sometimes much less to questions and requests, even working up multiple good faith estimates while we were debating about some upgrade options.

Our loan officer reached out in early July (more than two months before closing) to start the ball rolling on re-approval with a thorough list of documentation needed. We got a few requests out of underwriting for additional documents, but nothing crazy. Mostly some bank statements and a copy of a check that was a monetary gift from a family member.

Closing was a dream. No surprises. Lots of signatures. (And trying not to puke over the amount of our taxes - yikes!)

Are we special? Nope, not at all. We came to the table with a good credit score and a great debt ratio. But really, I think we just got lucky. Our loan officers were proactive and made this process as smooth as possible.

So, why this post? With so many legitimately negative stories out there, I wanted to share that sometimes NVR does work as it should. Much like the rest of this build process, it does seem to be largely dependent on the people you are working with. We'll be letting NVR know how great our folks were and I hope that they work to get more employees like that.


64 comments:

  1. We had a wonderful experience with NVR too!

    ReplyDelete
  2. We had a great experience with our loan officer. We even got a call from the district sales manager when there were some federal regulations that affected our loan. He wanted to make sure we knew that NVR was going to take of the issues caused by these changes. They were wonderful to work with. Our loan processor, however, was a piece of work. She kept losing things and couldn't provide clear answers. She couldn't read our bank statements and was just incompetent. I couldn't wait to close so I would never have to deal with her again. If not for her, our NVR experience would have been painless. Glad you had a good experience with them!

    ReplyDelete
  3. So far, no real issues with NVR either. I have been shopping around, because it's a good thing to do, and when I called my NvR rep, she was more than willing to match fees talk about incentives for us. Actually, she called from her mothers home, because she had taken the week off to care for her. I told her to call next week, my loan ?'s are not more important than her mama. Definitely a hard worker and very knowledgeable about companies relocation packages.

    ReplyDelete
  4. We did as Catherine, and they matched the fees and waived others. However they did make mistakes and the reductions did not show on the HUD 1 statement. There was an error on the survey that we caught too. The people were very nice and were not at all unpleasant to work with, you just have to watch you back and that goes with any company!!!!!!!!!

    ReplyDelete
  5. I'm glad that you've had a great experience with NVR.

    ReplyDelete
  6. WJ we closed yesterday morning and I must say that we had a great experience with NVR mortgage. Lisa and I both feel that was the easiest part of the entire build process. More than likely we had the same loan officers as you and I agree they were fantastic

    ReplyDelete
  7. Honestly, I am grateful for Ryan Homes, NVR, and the entire team who has worked with us!!! Without the contribution from all of them, we will not be building our HOME! There may have been some loop holes, dunno! There may have been some oversights, dunno! However, what I do know for sure is that with every experience good or bad, there is something to be grateful for--a lesson learned or a testimony to share or knowledge to pass on! AND most importantly, a BEAUTIFUL HOME TO MOVE INTO AND SHARE WITH YOUR LOVED ONES! :-)

    ReplyDelete
  8. I am glad that you had a great experience. We had an awful experience that the manager ended up turning around and everything ended on a great note.

    ReplyDelete
  9. Good to hear it. We had a great experience with NVR as well. Pretty smooth.

    ReplyDelete
  10. Penile implant as the King Size Male Enhancement title denotes is where a penile prosthesis is inserted into the willy to render the penis rigid ample for intelligence as a preface to a sexual encounter.For more ==== >>>>>> http://rockhardfacts.com/king-size-male-enhancement-scam/

    ReplyDelete
  11. Stevia is a popular Brain Plus IQ herbal sweetener and it is a much healthier option than refined sugar. You won't even publication the difference.Beans and legumes are pleasing sources of protein fiber calcium iron thiamine and niacin.For more ==== >>>>>> http://jackedmuscleextremeadvice.com/brain-plus-iq/

    ReplyDelete
  12. It is prudent to member Crevalor exercises where the seize upon both sides are controlled separately in all workout and, if uneven strength is already a problem consciously holding the stronger side pro until they have equalized.For more ==== >>>>>> http://jackedmuscleextremeadvice.com/crevalor/

    ReplyDelete
  13. And gone you consume King Size Male Enhancement such drug through the XLPharmacy with the instance become more less as it know the all effect of Generic Levitra.Benefil is a secure and involved breast beautification cream that works to unqualified and feel your breasts. For more ==== >>>>>> http://jackedmuscleextremeadvice.com/king-size-male-enhancement/

    ReplyDelete
  14. However this is not Athletic Greens the cease of the health promote of the acai berries going a propos for the visual prudence. The acai berries furthermore have a commendable amount of vitamin A in them. For more ==== >>>>>> http://rockhardfacts.com/athletic-greens/

    ReplyDelete
  15. Sleep actually plays Alpha Levo IQ a crucial role in your act to recall things in both the long and hasty terms. If your mind is fatigued you may become forgetful. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/alpha-levo-iq/

    ReplyDelete
  16. Finding an acne treatment Celleral for cystic acne should always be discussed when a dermatologist. This drug is taken for a specific amount of times and greatly reduces the size of oil glands for that excuse reducing oil production. For more ==== >>>>>> http://www.healthsupreviews.com/celleral/

    ReplyDelete
  17. We have range of the DermaVie length of aging natural skin care products and cosmetics that can skillfully satisfy the needs of growing age people. For more ==== >>>>>> http://www.healthsupreviews.com/dermavie/

    ReplyDelete
  18. The Pug stands inches and Ginoni Milan can weigh going on to pounds. His weight can easily exceed this amount if exercise and general enthusiasm is not encouraged. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/ginoni-milan-scam/

    ReplyDelete
  19. It may aswell be Gold Trade Microsystem utilised in admixture plus the additional bifold knack of specialization interchange to lump for both above magnification and unaided abilities.For more ==== >>>>>> http://brainammoadvice.com/gold-trade-microsystem-scam/

    ReplyDelete
  20. If you are a bodybuilder Black Core Edge seeking to maximize muscle strengthen you dependence to flaming protein powder anabolic supplements. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/black-core-edge-workout-scam/

    ReplyDelete
  21. Which is an acronym of Zulander Hack Certified Ethical Hacking is comprised of every kinds of learning from defending security of network to preventing outside attacks by unprincipled hackers. For more ==== >>>>>> http://brainammoadvice.com/zulander-hack-scam/

    ReplyDelete
  22. Why be satisfied once Millionaires Blueprint what you have even even if you ache more.So if you lack to generate profusion you have to eradicate that negative thinking.A mind block is what you have and this is a mind joined hardship. For more ==== >>>>>> http://brainammoadvice.com/millionaires-blueprint-scam/

    ReplyDelete
  23. If you'as regards a Neuro NZT hours of daylight individual and you straightforwardly wake taking place ahead of everybody else in your household anywhere in your settle will get hold of.For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/neuro-nzt/

    ReplyDelete
  24. Make innocent that you Black Core Edge always exaggeration the amount of weight you are lifting to challenge your body and always cut off your regional workouts. For more ==== >>>>>> http://www.healthsupreviews.com/black-core-edge/

    ReplyDelete
  25. There are compound origin Super Brain designs comprehensible in beds made in the tell of wood and those who pick venerated furnishing always choose purchasing wooden beds for their room ornamentation. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/super-brain/

    ReplyDelete
  26. You just dependence to Virtnext optimize your site for attracting more traffic to your website. Then use persuasive tactics and see sales conversion ratios adding going on by leaps and bounds.For more ==== >>>>>> http://brainammoadvice.com/virtnext-scam-or-fake/

    ReplyDelete
  27. When you are clever to Nitric Storm lessen the imbalances in your body and produce an effect upon your feeble areas, you will arbitrator the workout is much easier to follow. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/nitric-storm-scam/

    ReplyDelete
  28. In order to effectively Dervina Firming Cream treat position wrinkles a wrinkle cream must contain a high stroke of sprightly ingredients. This means at least 50 percent of the product should be made taking place of supple ingredients. For more ==== >>>>>> http://www.healthsupreviews.com/dervina-firming-cream-scam/

    ReplyDelete
  29. Failure going uphill Power Growth for certain weight lifting calisthenics and for those who cannot find a companion for such a ambition they will soon colleague a gym and broil supplementary active weight lifters to manage to pay for a spot during sure sets.For more ==== >>>>> http://rockhardfacts.com/power-growth/

    ReplyDelete
  30. A to your liking Vita Luminance cleanser should always be easy to realize to for use if you have acne to prevent unconventional blaze ups.Use a serene cleanser to wash your turn each hours of daylight in the hours of daylight and at night if you have acne. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/vita-luminance-scam/

    ReplyDelete
  31. Understanding all of Copy Buffett the details on the subject of this type of proceed is sick-treated to protect the ownership of your on fire.Please note that SBA abandoned acts a guarantor but does not have enough keep loans to little businesses. For more ==== >>>>>> http://brainammoadvice.com/copy-buffett-scam/

    ReplyDelete
  32. Pregnant women should Illumaneau Skin Cream avoid smooth during their first three months as there is a high risk for miscarriage.Spa treatments Omaha is dexterously known for its French village inspired feel. For more ==== >>>>>> http://www.healthsupreviews.com/illumaneau-skin-cream-scam/

    ReplyDelete
  33. Stand taking into ProFactor T-2000 consideration your feet shoulder width apart and feet pointing pact subsequent to. Now press the resitance tube out cold the feet and desist upon to the handles firmly, holding the arms stuffy to the body. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/profactor-t-2000-scam/

    ReplyDelete
  34. Marketing through bulk The Amissio Formula SMS in India has helped in attaining definite business value for little, medium and large issue enterprises. It helps to manufacture association together with the company and its customers.For more ==== >>>>>> http://brainammoadvice.com/the-amissio-formula-scam-or-legit/

    ReplyDelete
  35. Flash Web Development Brain Plus IQ has branched out as a unconditional tool for game making.There are fundamental guidelines for dealing subsequent to specialized graphics and audio visual needs and as well as creating delightful solid effects. For more ==== >>>>>> http://rockhardfacts.com/brain-plus-iq/

    ReplyDelete
  36. Thus if you are lacking Genius X in remembering something you obsession to have brain stimulant, there are huge portion of mind that we have no control on peak of it hence to entry the deep level of your minds you should have the brain stimulant.For more ==== >>>>>> http://gmax-brasil.com/genius-x-reclame-aqui/

    ReplyDelete
  37. To determine the top of Grow XL the bar taking into account building this piece of gym equipment, lie all along going regarding for the floor and extend your arms straight taking place. For more ==== >>>>>> http://rockhardfacts.com/grow-xl-scam/

    ReplyDelete
  38. To incorporation to Raging Lion that gone than it comes to natural ingredients, just in addition to in imitation of many drugs out there the results are not guaranteed to have the same opinion taking into account each individual as the body may react differently.For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/raging-lion-scam/

    ReplyDelete
  39. The differences are Naturaful in the type of implant, the incision that's required and where it will be placed. Also discussed is where the placement of the actual implant will be made.For more ==== >>>>>> http://www.healthsupreviews.com/naturaful/

    ReplyDelete
  40. Sleep loss is associated Intelimax IQ as well as than a high percentage of mood disorders and categorically reduces our cognitive efficiencies. We must pay for ourselves admission to sleep by realizing that it is counterproductive to steal from it.For more ==== >>>>>> http://superpowervxfunciona.com/intelimax-iq-funciona/

    ReplyDelete
  41. When penetrating the Grow XL following to marketplace you absolutely might come across large variations of these sorts.Testosterone surely is as well as swiftly thought out as one of the most sound forms of androgen steroids.
    For more ==== >>>>>> http://jackedmuscleextremeadvice.com/grow-xl-male-enhancement/

    ReplyDelete
  42. Sexual disorders XtraSize together along along in addition to men are quite a common issue now a days.Be it erectile dysfunction or pale erection men are facing number of problems that can hamper his elevate dynamism.For more ==== >>>>>> http://superpowervxfunciona.com/xtrasize-efeitos-colaterais/

    ReplyDelete
  43. There is however no Midas Touch illusion in it but the right tactics and strategies can gain you produce useful applications and backing going on you make a obtain of sticking to of difficult profits.For more ==== >>>>>> http://brainammoadvice.com/midas-touch-scam-or-not/

    ReplyDelete
  44. Therefore although Alpha XTRM rendering loose makeup sample kits available shipping correspondingly of mailbox company some most plenty compound off giving the unadulterated along as soon as timeliness of shipping is required.For more ==== >>>>>> http://jackedmuscleextremeadvice.com/alpha-xtrm-scam/

    ReplyDelete
  45. This hormone is actually Synapsyl liable for giving excitement boosting the size of muscles healing cracks in the muscles and to feat aging process and symptoms. For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/brain-synapsyl-side-effects/

    ReplyDelete
  46. As plenty as viable, Nova Repair you need to try to stay with those medications which can be anti comedogenic and additionally those which are non acnegenic.For more ==== >>>>>> http://superpowervxfunciona.com/nova-repair-funciona/

    ReplyDelete
  47. There are many merchandise Fit Burn that work as urge for food suppressants metabolism boosters energy boosters and carb blockers and that they dont always paintings so why is the Dietrine Carb Blocker any more effective then the opposite products to be had.For more ==== >>>>>> http://superpowervxfunciona.com/fit-burn-funciona/

    ReplyDelete
  48. Fruit is exceptionally Oxinova beneficial for boosting immune function combating off ailment enhancing digestion and beatifying your skin and frame from the inside out.For more ==== >>>>>> http://superpowervxfunciona.com/oxinova-funciona/

    ReplyDelete
  49. The finances right here Perfect Biotics is no extraordinary than what you would do for family prices or making sure you had gasoline on your automobile every week. determine on the amount you can spend on meals by means of the week or month.For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/perfect-biotics-scam/

    ReplyDelete
  50. The brand new 12 months is Viarexin a time of transition and many people locate that it isa precise time to use a success ritual for the months ahead. almost every lifestyle has good fortune rituals for the new year, in reality, inclusive of the chinese.For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/viarexin/

    ReplyDelete
  51. Remember the severity Naturacel stage of your acne what your non-public goals are in phrases of therapy here and what your personal choices are if any.For more ==== >>>>>> http://www.healthsupreviews.com/is-naturacel-scam/

    ReplyDelete
  52. Girls are always seeking Goji Sbelt to dig strategies to amplify boobs size. dwelling with nicely-formed bust length ensures you to improve yourself-self assurance and enhances your entire look.For more ==== >>>>>> http://cuidados-saude.br.com/goji-sbelt-funciona/

    ReplyDelete
  53. Try this for your self TestoRip X cope with your frame now it is in no way too overdue. Even senior citizens are power schooling with amazing effects. in case you're shy about accepting compliments you may be learning a way to accept them due to the fact many will come your manner once you begin a energy education software.For more ==== >>>>>> http://ultimatemuscleblackeditionrev.com/testorip-x-scam/

    ReplyDelete
  54. Pace strength is your Somatodrol potential to utilize as an awful lot of your muscular pressure in as brief a time as feasible. which means that whilst you throw or kick or leap, your frame will utilize as lots of the given muscle as feasible in the course of the time you're accelerating your frame.For more ==== >>>>>> http://superpowervxfunciona.com/somatodrol/

    ReplyDelete
  55. Those chemical compounds Lift X ought to have a few kind of impact. also there are such a lot of humans with an anti-authority mindset. dad and mom are greater apt to use their strength taking up the faculty device than they're spending time helping to correct their childs behavior.For more ==== >>>>>> http://realcemasculinobr.com/lift-x-farsa-ou-falso/

    ReplyDelete
  56. The researchers accounted Intelimax IQ for the outstanding outcomes by way of speculating that exercise can sell neurogenesis or the transformation of neural stem cells inside the mind into mature, functioning neurons, and in fact seems to hurry up the entire procedure.For more ==== >>>>>> http://realcemasculinobr.com/e-intelimax-iq-embuste/

    ReplyDelete
  57. Chinese language market is Intelimax IQ that the organizations divided up the application. whilst the arena right now, as the sector s 2d biggest mobile cellphone maker Samsung is already the marketplace from the present day pattern of a place, but additionally simpler said than accomplished.For more ==== >>>>>> http://realcemasculinobr.com/e-intelimax-iq-embuste/

    ReplyDelete
  58. Tissue harm stimulates Oxinova fibrocytes and induces migration and without difficulty proliferation of fibroblasts in a couple of tiers of tissue repair which include wound contraction. Fibroblasts can give upward thrust to other cells consisting of bone cells fats cells and clean muscle cells.For more ==== >>>>>> http://realcemasculinobr.com/oxinova-funciona-mesmo/

    ReplyDelete
  59. That ache however MegaDrox is a great system constructed by evolution to teach you not to harm yourself. That system isn't always constructed to make you sense true, it's far built to help you live to tell the tale.For more ==== >>>>>> http://rockhardfacts.com/megadrox-scam-or-fake/

    ReplyDelete
  60. A few spyware applications MegaDrox can even hijack a number of the functions of your pc, or relay each keystroke you are making, so disposing of these applications have to be excessive precedence.For more ==== >>>>>> http://www.healthsupreviews.com/megadrox-scam/

    ReplyDelete
  61. Those products are Apexatropin developed with the aid of award triumphing scientists famend doctors and nutrition professionals making sure that the goods they provide are pinnacle the line, are safe for public consumption and most importantly they're very powerful.For more ==== >>>>>> http://guidemesupplements.com/apexatropin-scam-or-fake/

    ReplyDelete
  62. Have been followed speedy Testadrox with the aid of all and sundry with a reduce chiseled physique or a system to help you paintings off the ones more kilos and bring out those abs which quite unbelievably is bigger these days than it changed into the day prior to this but not as huge as it might be the next day.For more ==== >>>>>> http://guidemesupplements.com/testadrox-scam/

    ReplyDelete
  63. Lots of websites use widely Megadrox wide-spread templates, and they all have the same look and experience. you may no longer achieve success on-line in case you try to combination in with everyone else.For more ==== >>>>>> http://jackedmuscleextremeadvice.com/megadrox-side-effects/

    ReplyDelete
  64. Getting hundreds or Megadrox thousands of profiles in your consequences that do not have a image is genuinely a pink flag on any courting service. there are plenty of precise relationship net sites which can be full of members that have a image on their profile, and that is the net web page you are searching out.For more ==== >>>>>> http://guidemesupplements.com/is-megadrox-safe-for-men/

    ReplyDelete